Privacy Policy

KNOWIT DIGITAL LIBRARY LTD ("KnowIT", "we", "our", or "us") is committed to protecting the personal information of all users who access and use our digital platform at www.knowitlibrary.com.

This Privacy Policy explains how we collect, use, store, and protect your personal data when you visit our website or use our services. By registering on or using the KnowIT platform, you consent to the practices described in this policy.

This policy applies to all registered members, visitors, and content creators on the platform.

We collect the following categories of personal data:

We use your personal data for the following purposes:

• →To create and manage your account and verify your identity
• →To process purchases, payments, withdrawals, and earnings distributions
• →To provide access to digital products and track your learning progress
• →To calculate and distribute referral, binary, generational, and other bonuses
• →To communicate with you regarding account activity, updates, and promotions
• →To improve our platform, detect fraud, and ensure security
• →To comply with legal and regulatory obligations applicable in Nigeria

We do not sell or rent your personal information to third parties. We may share your data only in the following limited circumstances:

• →Payment Processors: Payment references are shared with Paystack, Korapay, or other approved gateways to process transactions securely.
• →Service Providers: Trusted third parties who assist with hosting, email delivery, analytics, or customer support under strict confidentiality agreements.
• →Legal Compliance: Where required by Nigerian law, court order, or regulatory authority.
• →Business Transfers: In the event of a merger, acquisition, or asset sale, with appropriate notice to users.

We implement appropriate technical and organizational measures to protect your personal data, including:

• →SSL/TLS encryption for all data transmitted between your browser and our servers
• →Bcrypt hashing of all passwords — we never store plain-text passwords
• →Role-based access controls limiting staff access to user data
• →Regular security audits and vulnerability assessments

While we take all reasonable precautions, no internet transmission is 100% secure. You are responsible for keeping your login credentials confidential.

Our platform uses cookies and similar technologies to:

• →Maintain your login session and remember your preferences (e.g., dark/light theme)
• →Analyse website traffic and user behaviour to improve our platform
• →Detect and prevent fraudulent activity

You can control cookie preferences through your browser settings. Disabling certain cookies may affect platform functionality.

As a user of the KnowIT platform, you have the following rights regarding your personal data:

• →Right to Access: Request a copy of the personal data we hold about you
• →Right to Rectification: Request correction of inaccurate or incomplete data
• →Right to Deletion: Request deletion of your account and associated data, subject to legal retention requirements
• →Right to Object: Object to certain processing activities, including direct marketing
• →Right to Portability: Receive your data in a structured, commonly used format

To exercise any of these rights, contact us at .

KnowIT Digital Library is not directed at individuals under the age of 18. We do not knowingly collect personal data from minors. If we become aware that a minor has registered without parental consent, we will promptly delete their account and associated data. If you believe a minor has provided us with their information, please contact us immediately.

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make material changes, we will notify registered users via email or a prominent notice on the platform.

Continued use of the platform after such changes constitutes your acceptance of the revised policy. We encourage you to review this page periodically.

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us: